Individual ACCOUNT

Personal Account Fees

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Transparent pricing with some of the most affordable fees in the United States, supporting instant wire, instant  transfers, and instant withdrawals 24/7 for American working families. Verification is required to access your Cashmit personal account and financial services.

U.S. Peer to Peer Instant Transfer

Instantly send funds from your linked bank to recipient E-Wallet account. Transfers start at $0.99, capped at $4.99 per transaction. Only available for U.S. domestic transactions within the United States.

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U.S. P2P Instant Transfer Calculator

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Amount Sent: $0.00
Transaction Fee: $0.00
Total Transaction: $0.00

Recipient Gets: $0.00
Time: Within seconds to minutes
* Applies to U.S. domestic instant transfers.
Minimum $3, maximum $9,993.
U.S. Peer to Business
Instantly send funds from your linked bank to cashmit business account. Flat fee $0.49 USD per transaction. Let’s strengthen our communities by supporting local businesses.
$0.49
/per transaction
U.S. Standard Withdrawal (M-F)
Withdraw funds from your Cashmit account to your linked bank account within 1–3 business days across the United States. across the United States. For individual accounts a flat fee of $0.69 per withdrawal regardless of the amount.
$0.69
/per transaction
🇺🇸 Personal Account
U.S. Instant Transfer Market
CASHMIT FEE
AVG. U.S. BANK FEES
U.S. FINTECH FEES
Account Monthly Service Fee
$0
$25
$15
Transaction Fee
1.39%, capped $4.99
Start $3, 1.49%, capped $25
1.75% (not capped)
Time
Within seconds (24/7) to 4 hours (Mon–Fri)
Within seconds (24/7) to 24 hours (Mon–Fri)
Within seconds (24/7) to 24 hours (Mon–Fri)
Amount
$
Fee
Avg Amount Sent per Transaction
$
Number of Transactions per Month
Monthly Account Fee
$0
$25
$15
Grand Total Per Month
U.S. Instant Withdrawal Market
CASHMIT FEE
AVG. U.S. BANK FEES
U.S. FINTECH FEES
Account Monthly Service Fee
$0
$25
$15
Transaction Fee
$1.39
Start $3, 1.49%, capped $25
1.75% (not capped)
Time
Within seconds (24/7)
Within seconds (24/7) to 24 hours (Mon–Fri)
Within seconds (24/7) to 24 hours (Mon–Fri)
Withdrawal Amount
$
Instant Withdrawal Fee
Avg Amount per Withdrawal
$
Number of Withdrawals per Month
Monthly Account Fee
$0
$25
$15
Grand Total Per Month
U.S. Wire Market
CASHMIT FEE
AVG. U.S. BANK FEES
U.S. FINTECH FEES
Account Monthly Fee
$0
$25
$15
Outgoing Wire (Within U.S.) Fee
$6.49
$25
$25
Incoming Wire (Within U.S.) Fee
$0
$15
$0
Time
Within seconds (24/7) to 4 hours (Mon–Fri)
24 hours (only Monday to Friday)
24 hours (only Monday to Friday)
Number of Outgoing Wires per Month
Fee to Outgoing Wire
Number of Incoming Wires per Month
Fee to Incoming Wire
Account Monthly Service Fee
$0
$25
$15
Grand Total Per Month